Super Soul Sunday - How Much???????

Satisfying Saturdays - Quote of The Day

FINANCIAL FREEDOM FRIDAY'S - How Much Are You Saving?

Are you saving money? If so, how much are you saving? What do you do with your savings?  Why are you saving?

Savings - Every individual SHOULD have a savings Emergency Fund, this is for true emergencies - loss of job, unexpected medical bills etc.  This savings account should only be withdrawn from when there is a bona fide EMERGECNY.

Short Term Savings - you may have a goal for a vacation, graduation for yourself or a loved one, something happening in the near future you're saving up for.

Long Term Savings - you may have a goal to purchase a car cash, purchase a home, invest in a property or other investment vehicle, something happening 3 or more years from now you're saving up for.

Opportunity Savings - this is money being saved just in case the right investment opportunity arises, a new stock, bond, IPO, business etc.

While in theory saying DON'T touch your savings if its not an emergency or for its intended purpose is a great rule of thumb.  The truth is, things happen, money becomes low and instead of borrowing or charging it (creating more debt) many will tap into their savings.

A friend on social media suggested the 25/75 rule.  You can only spend 25% of your savings at a time.  If you have $1,000 saved, you shouldn't be spending more than or taking more than $250 from that account.  If you have $10,000 saved, you can use $2,500 (this should still be for an emergency!).

Mindset & Motivation Mondays - Big Picture

When people thought the world was flat, it wasn't that their thinking was distorted, (The data that they were collecting gave them that information.) it was that they were not broadsighted enough to step back far enough to see the big picture. And that's what we see with so many of you: You are so close to the reality that you are creating, that you sometimes can't see the bigger picture.



---Abraham

Super Soul Sunday - Always

Your Inner Being is always guiding you toward what you are wanting. It is never protecting you from something else.



---Abraham

 Jamesia Johnai Hawk

Personal Empowerment Advocate

CEO/President Epiphany Essentials Management Inc.

www.epiphanyessentials.com

Financial Freedom Friday's - How Much Are You Spending?

Do you know how much you are spending? Do you have a budget/spending plan?  Have you added it all up yet?

After speaking with a good friend, she mentioned after being in her apartment 3 years she has paid to her landlord about $40,000.   That immediately gave me thoughts of my tax accountant who has been renting business space for over 10 years to the amoun tof $100K. 

Does everyone want to be an owner? No, however, for those that do the realization of the amount of money they've spent renting makes them wonder how much they could have invested in their own property.

Many people think about their cable bills, some are paying $100 to $200/month which is $1,200 to $2,400/year.  Is watching television that important? Are there ways to be able to watch programs and save money?

What is your bottom line? What are your financial goals? What is important to you? Does your current spending reflect your goals?

How Much Are You Spending? Do you know? Do you care??????

Be sure to like us at www.Facebook.com/EpiphanyEssentials each day leading up to 2016 we will post a Wealth Moment with tips, principles and more to live a richer more abundant and prosperous life.


by Jamesia Johnai Hawk
Personal Empowerment Advocate
CEO/President Epiphany Essentials Management Inc.
www.epiphanyessentials.com 

Wellness Wednesdays - Is Everyone On Drugs?

Driving into work yesterday, there was a guest doctor on the Steve Harvey Morning Show (SHMS).  The doctor said something that was quite shocking yet not surprising.  70% of Americans use prescription and/or over the counter medications. 70%!

That's a very large number.  Many people rush to the pharmacy or doctor for every sniffle, ache, or pain and there are alternative natural treatments that are a much better option.

The first "alternative" treatment or medicine is a proper well balanced diet!  This is Epiphany Essentials we couldn't resist.

A couple of issues many people have came up, indigestion and gas.  The guest doctor stated a good remedy for indigestion is ginger tea.  Ginger is a staple in my home, I use it in my tea daily because it has many benefits.  A great cure for gas? Fennel seeds.

I am biased when it comes to medication and I am anti medication outside of antibiotics and a few others that seem necessary.  Ironically, I was watching a commercial about constipation or bowel blockage due to Opiod medication.  So, of course there is a medication for the side effects one is experiencing from another medication.

That is one of the main reasons I am anti medication.  This medication helps with A yet causes B,C, and D.  Then I need medications for B, C, and D, that cause E,F,G, H, I, J, K, L, and M; and then you need medications for those however I believe you all get the drift.  So here is a chart for you to start off with of natural, raw foods that should be consumed regularly.

by Jamesia Johnai Hawk

Personal Empowerment Advocate

Epiphany Essentials Management Inc.

www.epiphanyessentials.com