Friday, November 27, 2015

Financial Freedom Fridays - Avoid Holiday Debt

Tis the season to be jolly, to spend time with family, to show one's love and appreciation to their family members through gifts.

It is not the season to go into BAD DEBT.  Love yourself, your future and the future of your family enough to not be in bad debt, sad, depressed, living check to check, getting pay day loans, or simply having to spend your hard earned money paying for 2015 bad debt in 2016.

Be creative, give gifts from the heart.  This doesn't mean you have to be cheap.  Give at the level that you have, nothing more/nothing less.  Create a budget for holiday gifts and stick to it.  And although it may be too late for 2015, the holidays come at the same time every year. Plan for the 2016 holidays at the beginning of 2016.  One doesn't have to wait until this time of year to start purchasing gifts.

How To Survive the Holidays

  • Create a Budget
  • Stick to your budget
  • Do not use credit cards unless paying the balance in full within 28 days
  • Get creative and make gifts (sentimental)
  • Plan ahead for 2016, save for purchases starting in January 2016
  • Manage expectations
  • Don't attach your worth and love to the amount of gifts being given or received

#Money #Finances #Debt #Blog #Save #Spend 

Financial Freedom Fridays - Debt Free

Oh what an awesome feeling knowing a debt has been paid off. The remaining balance on my car note is $0.35, $0.35!

My plan is to save the money I've been designating for my car note. What am I saving for? Opportunities. My next car note will be paid for my a true asset. An investment that puts money in my pocket on a regular basis.

As I learn more and become financially literature, I share with my family, friends, loved ones and readers.

Financial Freedom Friday - Black Friday Mayhem and Chaos - 50% off Sale!!!!

The best way to save money on Black Friday is to keep money in your pocket!

Epiphany Essentials however has a SALE for you!  In no way are we being hypocritical, this purchase is for our Wealth Wellness & Empowerment Conference.  All tickets are 50% off, this sale ends tonight at 11:55PM.

This event is held in Chicago, IL with the purpose of providing financial information from experts to individuals to assist them in getting their financial lives on track and in order. 

Space is limited, purchase your ticket today. Your ticket price includes (light bites, drinks, and all materials). 

Thursday, November 26, 2015

Happy Thanksgiving - Black Friday Sale - 50% OFF!!!!

We are kicking off 2016 with a powerful event.
Wealth Wellness & Empowerment Conference. In honor of the holiday we are offering a
******BLACK FRIDAY SALE*******50% off********
'Get Your Finances In Order' by minding your own business. We are gathering industry professionals to share information with you on the how to's of saving, debt management, credit, investing, business funding and more.

This will be an interactive event filled with activities and games.
*12 Steps to Financial Freedom
*Personal Financial Statement
*How to Determine Cash Flow
*2016 Financial Vision Boards
*Debt & Debt Management
*Real Estate
*Business Funding
*Investments - Stocks, Bonds, Mutual Funds
Join the 52 Week Savings Challenge Community
Light Bites, Beverages, and Vision Board Materials Included in ticket price.
Tickets are 50% off on Thanksgiving and Black Friday ONLY. Limited seating, purchase today to claim your seat and your wealth!
Discount Code: EpiphanyBlackFriday

Happy Thanksgiving!

Image result for happy thanksgiving

Image result for happy thanksgiving

Wednesday, November 25, 2015

Wellness Wednesdays - Oil is the best facial cleanser!

What we put on our bodies is just as important as what we put inside our bodies. As I learn more about health and wellness, the various chemicals in foods and beauty products it can be overwhelming and scary. 

Nevertheless, we've found a great skin care regime that works for us. They key to natural home made products is trial an error. We came across a recipe for face wash that requires only oil. Sounds weird right? 

Well we tried it, have been using it for months and love it. 

Simple ingredients. Olive oil and castor oil. Our recipe is 90% olive oil and 10% castor oil. Mix the oils in a bottle, then apply a small amount to your face and neck. Massage it in. Think of something peaceful and make the massage meditative. Shower or bathe as usual, then taking a white towel fold it and apply hot water. Ring the towel open it and simply lay it on your face. The heat draws the oil out. Once the towel cools, wipe your face. Re fold on the other side and repeat. 

You may apply moisturizer to your face after however it's not necessary. 

Here are our results and products. 

Wellness Wednesdays - How Does It Feel?

I am writing this blog on Sunday morning, after eating a kale chopped salad with cabbage and brussel sprouts and it came to mind, how the food made me feel after eating it.  I topped it with a Fuji Apple Viniagrette dressing.  I feel light and energized.  I compare this feeling to how I felt Saturday after eating a Filet-O-Fish meal with extra tartar sauce from McDonald's. I felt sluggish, tired, and overly full.  These feelings let me know as I listen and pay attention to my body what foods are fueling my body and what foods are filling my body yet are void of nutritional value.

Many people when they become hungry immediately eat something and let's be hones most of the food is not healthy, most of it isn't truly FOOD!  Often times one finds themselves still hungry after.  One is still hungry because the nutrients the body was craving haven't been provided to the body.

As you go througout your day, eating today ask yourself How does it feel, how do I feel after I eat these foods?

Friday, November 20, 2015

Financial Freedom Friday - Live Richer or Be Wealthy?

What are your financial goals? Do you have financial goals?  Is your goal simply to live richer and give the appearance of a rich lifestyle or do you desire wealth? Legacy Building? Creating a Dynasty? Something to pass on to your family for generations to come?

Join us on a quest to create millionaires by 2025 by following WEALTH PRINCIPLES....

For details visit

Wednesday, November 18, 2015

Wellness Wednesdays - Shower Therapy

Wellness Wednesdays - Are you an Over Eater?

Just last week my sister posted on FaceBook she'd recently eaten lunch and was hungry again.  I shared with her that our bodies crave nutrients, that craving turns into a hungry signal.  Most Americans not sure about those in other countries, satisfy these cravings with foods void of nutrition.

Image result for overeater

Are you an over eater?  Read here to determine how to begin incorporating the right foods into your diet 5 super common nutrient deficiencies that are making you overeat:

Tuesday, November 17, 2015

SPECIAL ANNOUNCEMENT - Radio Talk Show Debut - Bridging the Financial Gap

Epiphany Essentials has an exciting opportunity, this Thursday, November 19th we will be guest on the Jessica LaShawn BlogTalk radio show!  The topic is Bridging the Financial Gap.

How befitting for Epiphany Essentials as that is what Financial Freedom Friday's is all about, Wealth Wellness & Empowerment, our 2016 conference is approaching soon reserve your seat today!

Tune in to the radio show via the link here 

We appreciate your support in advance!

Friday, November 13, 2015

Financial Freedom Friday's - What Are You Working For?

Nah, nah, nah tell me what you out here working for? Is it to save money? Or to consume. Hey, hey, hey, nah, nah, nah tell me what you out here working for?

Friday, November 6, 2015

FINANCIAL FREEDOM FRIDAYS - What's Your Retirement Plan?

We created Financial Freedom Fridays along with the Wealth Wellness & Empowerment Conference and #BeWealthyChallenge to truly get people on the right financial track and on the road to financial freedom.

We cam across an awesome article on that we wanted to share, an amazing story of a couple retiring in their 30s. If you're thinking, darn it I am already in my 30s, well just imagine retiring in your 40s or 50s or within the next 10 years from now.

We are looking to create millionaires by 2025, join us for that here