Friday, March 6, 2015


In the morning, after yoga I tune into Centric and listen to videos while getting ready for work.  Everyday without fail a commercial for Oasis comes on.  The ad has a AA female and male if I'm not mistaken speaking on having an accident or something unexpected happen. The unexpected incident causes them to be away from work, therefore not earning income which causes them to get behind on their bills.  

Teachable moment here: SAVE FOR A RAINY DAY WHILE THE SUN IS SHINING BRIGHTLY! Study the Ant, they are great at preparing for "rainy" days.

Back to the Oasis commercial, what bothers us about the commercial is that statement "if you file a claim or case and you don't win, YOU DON'T HAVE TO PAY OASIS back".  Now this seems like one can get cash, get it now, and if things don't work out in their favor they are free and clear!

Image result for cash now  Now, where is it one can simply receive free money from a company?  There are a couple scenarios we can think of.  

  • The company only takes cases they feel are a guaranteed win.  
  • Oasis works with a 3rd party and if they borrower doesn't win their case, they don't owe Oasis (which is truthful) however they owe the 3rd party
The concern is, how many people are deceived by this commercial.  Have borrowed money utilizing the service and are now in more debt than they were beforehand?

If you haven't saved for a rainy day and you get behind on your bills, and this is SOLELY OUR PERSONAL OPINION, simply let the bills pile up and pay them back when you can.  Why borrow money to pay a bill?  Most of those companies like pay day loans charge as much as 300% INTEREST.  One will be paying on the debt FOREVER and still have to maintain their monthly expenses at the same time.  I have a favorite saying that is appropriate here, "that is hustling backwards".  

If you have a good friend or family member you can borrow from, interest free, that YOU WILL DEFINITELY pay back, explore that options.  However, don't go deeper in debt.  If you have a claim and may receive a cash pay out WAIT until you receive the CASH payout. There is another commercial or it maybe the same one "its my money and I want it now."

We say WAIT!  Getting a cash advance is borrowing and it comes at a price.

Be wise, read the fine print, look at the interest rate on the borrowed money and make an informed wise decision.

There are 301 days left in this year, make them count!!!!!!

You may have experienced disappointment, lack, set backs, loss etc. Nevertheless, you are still here, life goes on, and you must Take Charge, OWN your Life, and be in CONTROL. ~ 

by Epiphany Essentials
Namaste, Peace, Love, Joy, Abundance, Health and Vitality to ALL!

Epiphany Essentials Links
Twitter: @epiphanyessenti

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